The Five Lessons a Millionaire Taught Me About Life and Wealth

 
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"Easy to understand and simple to apply, The Five Lessons a Millionaire Taught Me About Life and Wealth is one of the most powerful books ever written about money. This book will change your life. When Richard Paul Evans was twelve, his father, a building contractor, shattered both his legs. With no insurance, no income, and eight children, the family was destitute. At that difficult time young Evans was introduced to a kind multi-millionaire who taught him the five secrets of wealth. Today, Evans credits those lessons not just with bringing him wealth and success but with bringing him freedom and opportunity in a world where financial slavery is ubiquitous. In his signature motivational voice, Evans interweaves those influential lessons with personal stories from everyday people. He explains that money should not be the preoccupation of our lives. Rather, if we follow the five principles, we will be free to focus on God, family, and relationships -- the true nourishments of life. Wise and compelling, The Five Lessons a Millionaire Taught Me About Life and Wealth can be read in a single sitting and will leave you with a new view of what it means to be rich -- and convinced that you, too, can build wealth. The Five Lessons a Millionaire Taught Me About Life and Wealth is endorsed by financial consultants, churches, schools, and marriage counselors."

Customer Reviews:

  • At first I was skeptical but then I was in awe
    When I first saw this book I thought to myself what is Richard Paul Evans doing writing a book about money. But I picked it up and decided I would give it a try and wow, it was great! The lessons are straight forward, easy to understand and something everyone needs to read. Even if you think you know everything there is to know about money you will learn something new. The best part about the book is the seven golden words. Those simple words have saved me thousands of dollars. I have given this book to all my children and I highly recommend it!!...more info
  • Great Basic Lessons About Money
    Richard Paul Evans is best known as the author of The Christmas Box, a book he initially self-published in 1993. The Christmas Box was such a success that Simon & Schuster eventually bought the rights for several million dollars. Since then, Evans has written several other books including this one.

    In the preface, Evans answers why an author of inspirational novels would write a book about money.

    "If the intent of my efforts as a writer has been to leave the world a better place, then at no time in history has the message of this book been more relevant or needed.

    I believe one of the gravest dangers plaguing modern American culture is fiscal irresponsibility. Never before have so many had so much stuff and so little freedom. Debt is forcing us to work more and more, stealing from us our precious time as well as our happiness."

    Amen to that.

    The premise of the book is that Evans, when a boy, was taught five secrets of wealth by a multimillionaire. The millionaire taught Evans five lessons:

    Lesson 1 - Decide to Be Wealthy.

    The first step to accomplishing anything is to set the goal and make the commitment.

    Lesson 2 - Take Responsibility for Your Money

    Do you know how much money you have or how much is coming into your life? What do you spend it on? Grab the reins and take control!

    Lesson 3 - Keep a Portion of Everything You Earn

    There's an adage that says, "It's not how much you make but how much you keep". In this chapter, Evans describes some simple methods for creating and building your nest egg.

    Lesson 4 - Win in the Margins

    Often, what you do outside of your day job is what will make you wealthy. Evans encourages us to constantly look for ways to increase our income. He illustrates this concept with several good examples.

    Lesson 5 - Give Back

    This chapter focuses on an interesting concept that I've discovered in other personal finance books such as Money...It's Not Just for Rich People! by Janine Bolon - giving away your wealth through philanthropy can actually contribute to building your wealth.

    One of the best parts of the book is where Evans describes four aspects of what he calls "The Millionaire Mentality" that are essential for building wealth. The book also includes a "Resources" section that gives suggestions on how to "win in the margin" and some useful forms for recording your net worth and cash flow.

    Evans credits his personal financial success to implementing these lessons in his life. In fact, he attributes the creation and success of The Christmas Box to the idea of "winning in the margins".

    The Five Lessons is a short book (the main section is only 84 pages long, the appendix is 22 and there are 12 pages of forms) but the book's brevity is an advantage because it makes it a quick and enjoyable read. All of Evans' lessons are sound and will benefit anyone seeking to improve their financial position.

    ----------------------------------------
    Michael Mihalik is the author of Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money. Learn how to gain control of your finances, pay off your debt, and create financial security!...more info
  • Great Basic Lessons About Money
    Richard Paul Evans is best known as the author of The Christmas Box, a book he initially self-published in 1993. The Christmas Box was such a success that Simon & Schuster eventually bought the rights for several million dollars. Since then, Evans has written several other books including this one.

    In the preface, Evans answers why an author of inspirational novels would write a book about money.

    "If the intent of my efforts as a writer has been to leave the world a better place, then at no time in history has the message of this book been more relevant or needed.

    I believe one of the gravest dangers plaguing modern American culture is fiscal irresponsibility. Never before have so many had so much stuff and so little freedom. Debt is forcing us to work more and more, stealing from us our precious time as well as our happiness."

    Amen to that.

    The premise of the book is that Evans, when a boy, was taught five secrets of wealth by a multimillionaire. The millionaire taught Evans five lessons:

    Lesson 1 - Decide to Be Wealthy.

    The first step to accomplishing anything is to set the goal and make the commitment.

    Lesson 2 - Take Responsibility for Your Money

    Do you know how much money you have or how much is coming into your life? What do you spend it on? Grab the reins and take control!

    Lesson 3 - Keep a Portion of Everything You Earn

    There's an adage that says, "It's not how much you make but how much you keep". In this chapter, Evans describes some simple methods for creating and building your nest egg.

    Lesson 4 - Win in the Margins

    Often, what you do outside of your day job is what will make you wealthy. Evans encourages us to constantly look for ways to increase our income. He illustrates this concept with several good examples.

    Lesson 5 - Give Back

    This chapter focuses on an interesting concept that I've discovered in other personal finance books such as Money...It's Not Just for Rich People! by Janine Bolon - giving away your wealth through philanthropy can actually contribute to building your wealth.

    One of the best parts of the book is where Evans describes four aspects of what he calls "The Millionaire Mentality" that are essential for building wealth. The book also includes a "Resources" section that gives suggestions on how to "win in the margin" and some useful forms for recording your net worth and cash flow.

    Evans credits his personal financial success to implementing these lessons in his life. In fact, he attributes the creation and success of The Christmas Box to the idea of "winning in the margins".

    The Five Lessons is a short book (the main section is only 84 pages long, the appendix is 22 and there are 12 pages of forms) but the book's brevity is an advantage because it makes it a quick and enjoyable read. All of Evans' lessons are sound and will benefit anyone seeking to improve their financial position.

    ----------------------------------------
    Michael Mihalik is the author of Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money. Learn how to gain control of your finances, pay off your debt, and create financial security!...more info
  • Winning in the Margins WOW
    This book has changed my life. My wife and I have been living The Five Lessons for months and are accomplishing many of our financial goals. The 5 Lessons are very basic. I had actually heard most of The Lessons before with one exception WINNING IN THE MARGIN. Everyone needs to learn this. This book provides so many great ideas. The $12.95 cost of the book has paid itself off over 100 times. I plan on purchasing copies for newly married couples. If they live The Five Lessons, especially WINNING IN THE MARGINS, it will help them achieve success. I highly recommend this book to everyone....more info
  • These Lessons Can Change Your Life!
    I have struggled for many years as a single parent to provide for my child and stay out of debt. Living paycheck to paycheck has been a way of life that i accepted as my only option. When i read this book i learned that the mentality outlined in the 5 Lessons could be followed with great success even by a person with little income. At the age of seven my daughter is seeing the differnce in the way we make and spend money, it is one of the most valuable lessons she can learn. I highly recommed this book regardless of your financial status, there is something in it for everyone....more info
  • Motivated at Last!
    I've been to lots of seminars, read lots of books, tried lots of time to discipling myself to put my financial house in order; but I've never been motivated like I was reading this book. I'm a voracious library reader...never a buyer but I'm on-line today to buy copies of this book for me and all my family. And that includes my parents, my in-laws, brothers and sisters, and my kids. 'Nuff said....more info
  • Sometimes Simple is best
    This is a fast and simple book to read. I found the ideas obvious and simple and I realize I have followed them to a large extent in my life.

    Worth reading. More important - worth doing....more info
  • 5 Lessons EVERYONE Should Know!
    Simple, simple, simple common things that once you read this book, you say to yourself, "Gee, why didn't I know that before?"

    I met Mr. Evans tonight at a fireside meeting and he completely validated every thought I had been having about how to make it out of debt and how to become successful at life. I was homeless- living in a shelter away from my husband. We were newlyweds and it all fell apart a mere month after we married. After realizing how far we fell, I worked and worked (mostly without help from my husband) to get us out of that. Now, barely 2 months later, we live in a decent apartment, both me and my husband work full-time, and we're finally accumulating savings. Seeing Mr. Evans tonight made me realize how much I wish that I'd known this all before I had to learn it myself the hard way. I am thankful that he is out there, sharing this with everyone.

    I can't wait to get my copy of the book. :)...more info
  • Very Simple, Yet Very Helpful!
    Amazing enough the millionaire secrets are really explained in 5 simple yet very effective lessons. I purchased this book and have been to the author's seminars and love (absolutely love) what I have learned. I have passed it onto family and friends who have also loved what they have learned. I have now started my own business and you can find my products on amazon.com too!...more info
  • this book makes it simple
    This book outlined practical ways to make and save the money I've always wanted to. It has really motivated me to follow the guidelines and have a secure future for myself. ...more info
  • A Valuable Resource!
    The 5 Lessons a Millionaire Taught Me By Richard Paul Evans is an added treasure to my understanding and my Library. Living close to 7 decades I was only taught in school & from love ones and friends that the 40 40 40 trap was the only way to live. i.e. Work 40 hours a week for 40 years and then retire on 40% of what you could not live on during those working years.
    The last 5 years have opened my eyes (& my Understanding) to the fact, that wealth is not fate or luck, no matter what Professors and Teachers that do not have a pit to hiss in, try to brainwash you with. Learning ... not to listen to anyone that is not living the life style that I want to live and encouraging others (When I can) to weigh advice very carefully, has been one of my committed pleasures.
    Mr. Evens has presented these truths in a refreshing way and even what I have heard and read before has become plainer. How many people that have listened to &/or read these facts and passed them on by is mind boggling. Like that Church room full of children and apparently only one, put the lessons into practice!
    OH ... By The Way! It is never to late to start ... ... ... and being a Preacher / Teacher for 30 years I have decided that if the devil's pimp can drive a fancy car, (or what ever you consider as a symbol of accomplishment.) then why can't GOD's servant do it too? Do I hear an Amen!?
    Yes I agree with some of the others (Reviewers) that this book will be part of our Wedding Gifts from now on. Dr. D. P. Gatten SoCal...more info
  • A Bit Too Basic
    Evans provides some good background statistics, as well as some basic principles of becoming wealthy. However, he does not go far enough to make the information as useful as possible.

    In '46 household debt was 22% of personal disposable income - today it's about 110%. At age 65, over 50% are wholly dependent on relatives, Social Security, and welfare.

    "The Five Lessons" goes on to point out that less than 20% of millionaires inherited even a small portion of their wealth, while over 80% of those winning the lottery are bankrupt within 5 years. Thus, planning, not luck, is paramount. Evans goes on to state that millionaires do not have stellar IQ's - their average GPA was less than a B, and Warren Buffett was rejected by the Harvard Business School.

    Evans' Five Lessons: 1)Decide to be wealthy. 2)Take responsibility for your money - don't delegate, pass this off to others. Know where it is coming from and going. 3)Keep a portion of everything you earn - at least 10%. Stop living on plastic, and pay the cards off. 4)Win in the margins - get extra income, and save most of it.

    Considerations Before Spending Money: 1)Is the expenditure necessary; can the same effect be obtained with less money? 2)Is it contributing or taking away wealth? 3)Is this an impulse or planned purchase? Just say "No" to salesmen needing an answer "right now" - the opportunities are always still there later. 4)Do not equate spending with happiness.

    The remainder of the book contains suggestions on earning extra income and sources of savings.

    "The Five Lessons" would be much more valuable if it provided some additional suggestions with powerful long-term impact. These could include getting married and choosing a partner willing to earn an income (vs. stay at home), arranging low-cost or free child-care (neighbors, relatives), focusing on jobs with good benefits (pensions and healthcare), buying as much house as possible, minimizing monies spent on realtors (eg. use standard contract forms, limited attorney service), avoiding divorce, minimizing auto expenses (eg. purchase reliable used cars using Consumer Reports data, locate near jobs to avoid need for back-up transportation (ideally only have one vehicle), and buy only low-cost vehicles (not SUVs or luxury cars) with reasonable gas mileage....more info
  • Succinct Proven Success/Money Principles...
    Like others have said... this book doesn't say anything new. However, like someone said "Common sense is common because many people don't use any." The financial realities of most of the populace is that they don't understand (hence follow) these basic principles.

    Anyway, this book is short, sweet and to the point. It's not just focusing on money either, but it states that money is a tool that enhances life and doesn't make it. Health, family, doing what you want to do, helping others does. That's a big point that many people waste their entire lives. They end up wealthy but don't have their health or didn't have the chance to give away (yes, give away) their money during their lifetime to family, friends or worthy causes.

    If you're looking for a great book on money, wealth, meaning of money in life. This is it or a great start.

    ...more info
  • Simply Marvelous
    The book was very easy to read and understand. I plan to start the five steps immediately. I also plan to pass the lessons on to my 7 year old son. I figure the earlier the better. I have read a lot of books regarding finances and budgets, but this really spelled out what is necessary to get your act together. Thank you Mr. Evans! I know what gifts will be given at birthdays and Christmas time this year....more info
  • Wish I would have started living these Lessons years ago!
    I found that Mr. Evans' storytelling skills make reading a book about money realities much more fun! He shares many life experiences and personal examples about why these Lessons work. This book is an important teaching tool and I hope that more teens and college kids will read it and apply these priciples today so they can have more peace of mind in the future. And while Mr. Evans teaches the basics about money, debt-reduction, saving and much more, my favorite aspect of this book is it's focus on spiritual motivations and helping to change our attitudes towards money....more info
  • SOME FUNDAMENTAL PROBLEMS


    Okay, after all of the ooohs and aahhhhs have settled regarding this book let's all take a deep breath and get real. In the first place this book makes one monumental error in assumption: that material wealth is the end all, beat all of life and that virtually every human being on the earth today can be a millionaire! I suppose that if getting rich is your goal then FIVE LESSONS... is the book for you. Otherwise be careful with this one and be ready to be disappointed.

    The author goes to great lengths to sound like a down-to-earth guy who followed the rules that he presents and became a millionaire. But then he begins to throw in questionable stuff about hoarding precious metals and getting involved in "appropriate" schemes like network marketing in order to make it all happen.

    Please! The advertisements regarding this book, packed nicely in the advertising spaces before and after the LDS General Conference broadcasts, were all too telling. This was to be a book that was different than the usual gospels of proponents of get-rich-quick thinking. What emerged was a monumental bait and switch that made it seem that this book was a modest, clean way to manage life appropriately. Instead the author can't resist vomiting up the usual flotsam and jetsam regarding material wealth as being the "normal" outcome of a life well lived (and rules well followed).

    My two stars are for some good advice about avoiding debt and watching where your pennies are going. The other three were as hard to obtain as the material wealth promised by following the tenets propounded in this book!

    THE HORSEMAN...more info
  • I don't even have the book yet
    I heard Richard Evans being interviewed on the radio about his book and the seven magic words. I ordered the book same day as the radio show, also used the seven magic words on the same day and saved about $30.00 on just one small purchase. It was amazing. Can't wait to get the book.
    Richard
    Seattle, WA...more info
  • Little effort at a time, to being a millionaire at the end
    It is a good book....more info
  • Basic, Simple, Correct
    This is a quick read and one may feel cheated since the lessons are fairly simple and obvious. The problem is few people follow them. The author throws in a few stories to make the lessons more meaningful and demonstrates how life is not only about money, per se, but about achieving wealth in life. There is no question that if followed, the 5 lessons will result in wealth over the long term. This book is a good place to start for those who aren't saving for the future....more info
  • I LOVED THIS BOOK!
    I read this book! It was amazing how it changed my whole way of thinking about money! I made immediate changes in my spending and saving habits that in just one week saved me several hundred dollars! And what I liked most about The Five Lessons was the way Richard Paul Evans incorporated real stories of real people who had found financial success in amazing ways. Excellent book!
    Excellent author! I bought copies for several of my friends who have thanked me over and over again!...more info
  • Book Club Review
    We read this book for the book club at work and everyone liked it. Alot of the info is common sense but not everyone follows it. I recommend this to anyone who is looking at ways to get finicially secure...more info
  • Great starting point on the road to financial freedom
    There's nothing really new in this book... don't expect to find some incredible new get rich quick scheme, mystical formula, or sure fire investment approach. It's just a good description of a basic, common sense way to accumulate wealth over time.

    The beauty of this book is its simplicity: it's a quick and easy read, and it gives practical examples that are meant to get the reader thinking. In a nutshell, Evans' message is:

    * Get in the right mindset
    * Understand and manage your current financial situation
    * Pay yourself first (make savings a normal part of life)
    * Look for additional ways to increase income and reduce spending
    * Give back

    Once the reader has accepted the concepts and has decided to implement them, they can turn to other resources to fill in the details, such as where and how to invest their savings or potential ways to generate additional income.

    While it's definitely not a new message, it's a simple and timeless one that has proven itself to work countless times over many generations. While following these principals won't guarantee that everyone will become a millionaire, violating them is almost guaranteed to lead to financial failure!...more info
  • Simplest and best money book I have ever read
    Being a total bookworm, if there is a problem I run out and get a book about it. I must say, this isn't your typical money book I was so impressed with it, I have so far passed it on to five people and who knows how many they passed it on to. A good, logical, ethical approach to money. ...more info
  • Good, Common Sense, that almost nobody follows
    I really enjoyed this book.....eventually. Some of the other reviews state that there isn't the fluff about how many people got rich using the 'system' like other books. Actually, there is some of this at the beginning, which almost caused me to give up on it. After you get past that, however, you find five lessons that are good common sense that many of us have probably thought of, but never truly believed in. Having it set out, in a form to practice and re-affirm, can help you to make it a habit in your life. It is a good, concise book that you should read or listen to over and over. ...more info
  • The Five Lessons a Millionaire Taught Me About Life and Wealth
    I bought this as a gift for my husband. I have not been able to read it myself yet. The Five Lessons a Millionaire Taught Me About Life and Wealth by Richard Paul Evans. I have enjoyed all of his other books....more info
  • Succinct Proven Success/Money Principles...
    Like others have said... this book doesn't say anything new. However, like someone said "Common sense is common because many people don't use any." The financial realities of most of the populace is that they don't understand (hence follow) these basic principles.

    Anyway, this book is short, sweet and to the point. It's not just focusing on money either, but it states that money is a tool that enhances life and doesn't make it. Health, family, doing what you want to do, helping others does. That's a big point that many people waste their entire lives. They end up wealthy but don't have their health or didn't have the chance to give away (yes, give away) their money during their lifetime to family, friends or worthy causes.

    If you're looking for a great book on money, wealth, meaning of money in life. This is it or a great start.

    ...more info
  • Great book! A practical, easy-to-follow guide on managing finances.
    Great book, loved it! This is an excellent book that was a quick and easy read with practical suggestions that anyone can follow. It contains very sound advice in regards to managing your finances wisely and learning how to always "come out on top."

    Also, in regards to some of the other reviews people have made, I know personally and for a fact that the author does not make any money off of the sale of this book. All of the proceeds go to charity....more info
  • thanks!!!awesome one of the best
    Hi I have read other business books before like rich dad poor dad, David Bach's Automatic Millionaore, Millionaire next door, etc. but this one is the best. Clear, Concise, gave a lot of good ideas how to win in the margins. I was inspired I gave a copy to one of my co workers. To those of you who are thinking of purchasing this, please do so, because it is so simple and it is very helpful. I recommend this as a gift for new couples starting out... its a great wedding gift.....more info
  • A grounded approach to building your nest egg
    There are three things I really loved about this book.
    1. It was incredibly straight forward, to the point, and short enough to be consumed quickly and often.
    2. He did not get rich telling others how to get rich. So often it seems like those giving the advice, made all of their money giving advice. It is nice to see someone who really made something out of nothing by taking a really common sense approach to the financial side of life.
    3. I love his approach to winning in the margins. He recommends that you set aside 10% or more of your normal income for savings, but that you set aside 90-100% of what you make on the side. That was really a paradigm shift for me, because I would normally think of that as my play money.
    I hope you get as much out of the book as I did. ...more info
  • Simple yet powerful
    This book introduces principles that are simple to understand (a 5 yr old can understand) yet powerful principles if applied in your life. I definitely recommend this book to anyone looking to improve or learn more about managing their financial life. Great book!...more info
  • Invaluable
    This is the best financial book I have ever read. The information is so simple, and yet so significant. Perhaps the most valuable lesson is what the true motivation should be in our pursuit of wealth- making the world a better place to be. Highly recommend....more info
  • LOUSY, EVEN ON THE RE-READ!
    In looking at the positive reviews for this book, I determined that my initial reaction might have been flawed. Accordingly, I picked up the book again and determined to make a very careful second reading. The result? In reading even more carefully I found that I was not only right with my first reaction to the book!

    As other have observed, this book makes one monumental error in assumption: that material wealth is the end all, beat all of life and that virtually every human being on the earth today can be a millionaire! If getting rich is your goal then FIVE LESSONS... might be the book for you. But, then, maybe not.

    One of my economics professors put it very well when he taught us that he had learned that wealth, in all too many cases, was the result of cut and dried luck. Such, I have little doubt, is the case with Mr. Evans! The sad fact is that most rich people are totally bent on believing that they did it all themselves.

    Accordingly, be very careful with this one and be ready to be disappointed.

    The author, who really needs to stick to his supposedly "feel good" books, goes to exaggerated lengths to sound like a down-to-earth guy who followed the rules that he presents and became a millionaire. But then the whole thing begins to fall apart as he begins to throw in questionable stuff about hoarding precious metals and getting involved in "appropriate" schemes like network marketing in order to make it all happen.

    Please! This was to be a book that was different than the usual gospels of proponents of get-rich-quick thinking. What emerged was a monumental bait and switch that made it seem that this book was a modest, clean way to manage life appropriately. Instead the author can't resist vomiting up the usual bilge regarding material wealth as being the "normal" outcome of a life well lived (and rules well followed).

    Just plain lousy on the second reading!

    THE PENMAN...more info
  • Serious food for thought
    After reading this book I decided that it was time for me to realise that I could become wealthy, following the author's suggestions. As I was already doing some positive things in the right direction, I was open and ready to apply the strategies put forth. A departure from Richard Paul Evans' novels, yet another genre in which he excells. ...more info
  • It reinforces the positives of building wealth
    The 5 Lessons A Millionaire Taught Me About Life and Wealth by Richard Paul Evans is short, sweet and to the financial point. Although Richard Paul Evans is best known for his New York Times best selling book The Christmas Box and not necessarily his financial prowess, this book is a positive and helpful financial guide.

    Even if you've read financial books before, this one is worth reading. It's eighty-three pages of reading and forty or so pages of resources. I sat down and read it in a few hours. My overall impression - it reinforces the positives of building wealth.

    Richard Paul Evans said he wrote The 5 Lessons A Millionaire Taught Me because he felt that fiscal irresponsibility was creating both a financial and moral dilemma. People are working longer hours, marriages are breaking up and families are spending less time together just because they don't know how to manage money properly. How can you argue with that premise?

    The author doesn't profess to be a financial guru but still delivers top-notch financial wisdom. This easy and quick read book is filled with practical everyday motivational and financial reading. It is worth your money and time.

    I don't want to give you the five lessons because that is something you should experience for yourself. I would like to share some highlights (paraphrased in my own words):

    ~ When you make a commitment to your wealth, avenues of success open up for you. Commitment is powerful.

    ~ Know exactly where you are now and where you want to be in the future. Be in charge of your money.

    ~ Pay yourself first. Build your nest egg strong and firm.

    ~ Develop and understand the power of multiple streams of income. Develop and live the millionaire mentality.

    ~ Learn to limit your expenditures. Have fun and enjoy your money but within reason.

    This little book is a reminder to all of us that commonsense and money should always go hand-in-hand. The 5 lessons A Millionaire Taught Me About Life and Wealth by Richard Paul Evans has quickly become one of my favorite financial books.
    ...more info
  • Now I can buy whatever I want.
    Five Lessons helped me realize what I wanted out of finances in my life - peace. All the other books I have read on making money made me focus on acquiring money and/or things. At one point I was working 3 jobs. Sure, I was able to buy stuff, but I never slept. About the time I was starting to wonder how much would I pay to take a nap, just a short little nap, a friend gave me this book.

    The single most important thing I learned was to define what I considered wealth. I learned what I really want.

    I don't make as much money now as I once did, but I only work one job. I sleep at night. I have true joy walking away from impulse purchases, instead of the constant regret that all my stuff made me feel in the past. I can park my car in the garage rather than all the junk I used to collect in a momentary buy of happiness, only to have it uselessly occupy precious space. My marriage is happy, no longer stressed by financial strife. I still have some debts my earlier decisions created, but I am paying them off much faster than I used to hope I ever would. I ain't rich, but this book helped make me a wealthy man....more info

 

 
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